Effective Date February 1, 2016
This Privacy Policy (together with any other documents referred to therein) provides an explanation of what information we collect, how we collect it and how it will be processed (and may be disclosed) by us. By submitting your details to us via this website (the "Site") you consent to ("us", "we", "our") use of your personal information in accordance with this Privacy Policy.
Applicability and Third Party websites and Services
This Privacy Policy only applies to our website and does not apply to third party websites you may link to from this Site or third party web pages or other online services which may be displayed on this Site. If you click on a link to a third party website or service, or supply information to a third party website or service that is placed within our webpage, you are interacting with that third party and this Privacy Policy will not apply. We encourage you to review the privacy policies of those third party websites and services.
We may collect your personal information in the following ways:
Types of information we may collect:
How we may use and share the information that we collect:
The information that we collect about you may be used by us and shared with third parties in any manner and for any purpose permitted by law. This may include disclosing (with or without remuneration) the personally identifiable information that we collect to third parties for their marketing purposes. Once we provide your information to a third party for any reason, we do not control and are not responsible for that third party's use or disclosure of such information. Examples of ways and with whom we may share the information that we collect include:
How you may opt-out of certain data collection
Personal information collected may be shared immediately with third parties for direct marketing purposes, but you may opt-out of further sharing of your information for direct marketing purposes by submitting your request privacy@minutemortgagequotes.com
Cookies and Other Technology
Cookies are small data files that are stored on your computer or device by your web browser. We use cookies to store information so that you do not have to re-enter your information upon revisiting one of our Sites. Cookies also enable us to provide personalized content, monitor our marketing campaigns, track your entries and submissions and gather information about your interactions with our Site or with one of our advertisements. Cookies may be set by us or our business partners and service providers when you visit the Site or when you interact with one of our advertisements or other content. We use both session cookies, which terminate when you close your browser, and persistent cookies, which may remain on your computer until you delete them. You may decline cookies if your web browser software permits. If you have questions about disabling cookies, you should consult with your browser's manufacturer. Note, however, that some parts of the Site may not operate correctly if you disable cookies.
We may also track your use of our Site, advertisements and other content through web beacons (also called pixel tags or clear gifs). Web beacons can be used for various purposes, including to help us improve our Site, services and marketing communications.
Targeted Ads and Analytics Services
We may have relationships with third party advertising and analytics services companies who may place advertisements on our behalf onto other websites, perform tracking and reporting functions for those Sites and our advertisements, and place third party advertisements on our Site. Information collected includes, but may not be limited to, information about the websites you've viewed and advertisements you interacted with, along with your IP address, date/time stamp information, your ISP and the browser you use to visit this Site. This information may be used, among other things, to deliver advertising (from us and from other companies) targeted to your preferences and interests, and to better understand the usage and visitation of our Site and the other websites tracked by these advertising companies.
What choices do you have regarding collection of your information?
Updates to this Privacy Policy
We reserve the right to change this Privacy Policy at any time by posting an updated Privacy Policy on our Site without advance notice to you. We encourage you to check this page often for updates and revisions. Any updated Privacy Policy will be effective immediately upon posting.
Personal Information Transferred to the U.S.
We operate our Site in the United States, and it is intended for use only by those in the U.S. Data protection and privacy laws in the U.S. differ significantly from those in other locations. If you are located outside the U.S., you understand and acknowledge that the personal information that we collect will be transferred to and processed in the U.S., and you consent to such activities.
Contact Us
If you have any questions or concerns regarding this Privacy Policy, or how we collect and use personal information, please contact us at any of the following:
privacy@minutemortgagequotes.com
*Discalimer* Rate is variable and subject to change after 5 years.
*The payment on a 30-year $250,000 5-year Adjustable-Rate Loan at 2.99% and 69% loan-to-value (LTV) is $1052.67 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.137%. After the 5 years, the principal and interest payment is $1,039.43. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a $125,000 15-year Fixed-Rate Loan at 3.625% and 70% loan-to-value (LTV) is $901.3 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.106%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $125,000 30-year Fixed-Rate Loan at 4.625% and 70% loan-to-value (LTV) is $642.68 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 4.897%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $150,000 15-year Fixed-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1072.33 with 2.25 points due at closing. The Annual Percentage Rate (APR) is 4.003%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $150,000 30-year Fixed-Rate Loan at 4.625% and 69% loan-to-value (LTV) is $771.21 with 1.5 points due at closing. The Annual Percentage Rate (APR) is 4.855%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $175,000 15-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1251.05 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.94%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $175,000 30-year Fixed-Rate Loan at 4.50% and 70% loan-to-value (LTV) is $886.7 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 4.769%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $200,000 15-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1429.77 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.884%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $200,000 30-year Fixed-Rate Loan at 4.50% and 70% loan-to-value (LTV) is $1013.38 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.736%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $225,000 15-year Fixed-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1608.49 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.87%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $225,000 30-year Fixed-Rate Loan at 4.50% and 69% loan-to-value (LTV) is $1140.05 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.728%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $250,000 15-year Fixed-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1787.21 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.859%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $250,000 30-year Fixed-Rate Loan at 4.50% and 69% loan-to-value (LTV) is $1266.72 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.722%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $275,000 15-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1965.93 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.85%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $275,000 30-year Fixed-Rate Loan at 4.50% and 70% loan-to-value (LTV) is $1393.39 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.716%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $300,000 15-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $2144.65 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.842%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $300,000 30-year Fixed-Rate Loan at 4.50% and 70% loan-to-value (LTV) is $1520.06 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.712%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $350,000 15-year Fixed-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $2502.09 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.83%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $350,000 30-year Fixed-Rate Loan at 4.50% and 70% loan-to-value (LTV) is $1773.4 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.705%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $400,000 15-year Fixed-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $2859.54 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.821%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $400,000 30-year Fixed-Rate Loan at 4.50% and 69% loan-to-value (LTV) is $2026.75 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 4.699%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $450,000 15-year Fixed-Rate Loan at 3.375% and 64% loan-to-value (LTV) is $3189.42 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.688%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $450,000 30-year Fixed-Rate Loan at 4.50% and 64% loan-to-value (LTV) is $2280.09 with 1.375 points due at closing. The Annual Percentage Rate (APR) is 4.651%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $500,000 15-year Fixed-Rate Loan at 3.375% and 64% loan-to-value (LTV) is $3543.8 with 1.75 points due at closing. The Annual Percentage Rate (APR) is 3.682%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $500,000 30-year Fixed-Rate Loan at 4.50% and 64% loan-to-value (LTV) is $2533.43 with 1.375 points due at closing. The Annual Percentage Rate (APR) is 4.648%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $75,000 15-year Fixed-Rate Loan at 3.625% and 69% loan-to-value (LTV) is $540.78 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 4.283%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a $75,000 30-year Fixed-Rate Loan at 4.625% and 69% loan-to-value (LTV) is $385.61 with 2 points due at closing. The Annual Percentage Rate (APR) is 5.002%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
*The payment on a 30-year $125,000 5-year Adjustable-Rate Loan at 3.25% and 70% loan-to-value (LTV) is $544.01 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.285%. After the 5 years, the principal and interest payment is $522.15. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $150,000 5-year Adjustable-Rate Loan at 3.125% and 69% loan-to-value (LTV) is $642.57 with 2.25 points due at closing. The Annual Percentage Rate (APR) is 3.232%. After the 5 years, the principal and interest payment is $625.19. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $175,000 5-year Adjustable-Rate Loan at 3.125% and 70% loan-to-value (LTV) is $749.66 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.198%. After the 5 years, the principal and interest payment is $729.38. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $175,000 7-year Adjustable-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $785.83 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.416%. After the 7 years, the principal and interest payment is $737.65. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $200,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $842.13 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.151%. After the 5 years, the principal and interest payment is $831.55. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $200,000 7-year Adjustable-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $898.09 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.385%. After the 7 years, the principal and interest payment is $843.03. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $225,000 5-year Adjustable-Rate Loan at 2.99% and 69% loan-to-value (LTV) is $947.4 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.143%. After the 5 years, the principal and interest payment is $935.49. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $225,000 7-year Adjustable-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1010.36 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.377%. After the 7 years, the principal and interest payment is $948.40. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $250,000 7-year Adjustable-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1122.62 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.371%. After the 7 years, the principal and interest payment is $1,053.78. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $275,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $1157.93 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.132%. After the 5 years, the principal and interest payment is $1,143.37. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $275,000 7-year Adjustable-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1234.88 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.366%. After the 7 years, the principal and interest payment is $1,159.16. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $300,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $1263.2 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.128%. After the 5 years, the principal and interest payment is $1,247.32. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $300,000 7-year Adjustable-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1347.14 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.361%. After the 7 years, the principal and interest payment is $1,264.54. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $350,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $1473.73 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.122%. After the 5 years, the principal and interest payment is $1,455.20. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $350,000 7-year Adjustable-Rate Loan at 3.50% and 70% loan-to-value (LTV) is $1571.66 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.355%. After the 7 years, the principal and interest payment is $1,475.29. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $400,000 7-year Adjustable-Rate Loan at 3.50% and 69% loan-to-value (LTV) is $1796.18 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.35%. After the 7 years, the principal and interest payment is $1,686.05. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $417,000 5-year Adjustable-Rate Loan at 2.99% and 70% loan-to-value (LTV) is $1755.85 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.115%. After the 5 years, the principal and interest payment is $1,733.77. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $450,000 5-year Adjustable-Rate Loan at 2.875% and 64% loan-to-value (LTV) is $1867.02 with 2.25 points due at closing. The Annual Percentage Rate (APR) is 3.083%. After the 5 years, the principal and interest payment is $1,867.02. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $450,000 7-year Adjustable-Rate Loan at 3.375% and 64% loan-to-value (LTV) is $1989.44 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.307%. After the 7 years, the principal and interest payment is $1,890.98. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $500,000 5-year Adjustable-Rate Loan at 2.875% and 64% loan-to-value (LTV) is $2074.47 with 2.25 points due at closing. The Annual Percentage Rate (APR) is 3.08%. After the 5 years, the principal and interest payment is $2,074.47. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
*The payment on a 30-year $500,000 7-year Adjustable-Rate Loan at 3.375% and 64% loan-to-value (LTV) is $2210.49 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 3.304%. After the 7 years, the principal and interest payment is $2,101.09. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 7 years.
*The payment on a 30-year $75,000 5-year Adjustable-Rate Loan at 3.375% and 69% loan-to-value (LTV) is $331.58 with 1.875 points due at closing. The Annual Percentage Rate (APR) is 3.384%. After the 5 years, the principal and interest payment is $313.98. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
This loan is subject to availability and the stated rates and terms may change at any time. As of January 7, 2014 loan was advertised and made publicly available by a lender in our network. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Restrictions may apply. Lock periods will vary. Assumptions are: you pay closing costs, your debt-to-income ratio is less than 30%; and your credit score over 720. In the case of certain jumbo products, the assumption is a credit score over 740. The loan to value (LTV) rate is 70%. Please remember that your lender does not have all of your information. You will need to provide additional information. Therefore, the rate and payment results you see may not reflect your actual situation. We arrange but do not make loans.